> Association CD Rates > Association Money Market Rates > AssociationPlusSM Money Market Rates  
Certificate of Deposit
Maximize your returns with an Association CD. Get competitive rates and the flexibility to match your liquidity needs. Check out our current rates to see how you can put this powerful tool to work for you! Don't forget - your association will still enjoy the benefits of our CoveragePlusSM Deposit Insurance for all your HOA Banking Services deposit accounts.
Union Bank of California HOA Rates for Certificate of Deposit Accounts
As of 07/24/2008
 • Large Fixed Rates Certificates $100,000.00 - $999,999.99 •
 LENGTH OF TERM  INTEREST RATE  APY
  7 to 29 days 1.50% 1.53%
  30 to 59 days 1.60% 1.64%
  60 to 89 days 1.60% 1.64%
  90 to 119 days 2.10% 2.15%
  120 to 149 days 2.10% 2.15%
  150 to 179 days 2.10% 2.15%
  180 to 209 days 2.00% 2.05%
  210 to 239 days 2.00% 2.05%
  240 to 269 days 2.00% 2.05%
  270 to 299 days 2.00% 2.05%
  300 to 329 days 2.00% 2.05%
  330 to 364 days 2.00% 2.05%
  12 to 23 months 2.10% 2.15%
  24 to 35 months 2.35% 2.41%
  36 to 47 months 2.50% 2.57%
  48 to 59 months 2.90% 2.98%
  60 months 3.15% 3.25%

Union Bank of California HOA Rates for Certificate of Deposit Accounts
As of 07/24/2008
 • Fixed Rate Certificates •
 LENGTH OF TERM  BALANCE AMOUNT  INTEREST RATE  APY
  7 to 31 days 2500-9,999 .25%
 .25%
  7 to 31 days 10,000-24,999 1.00%
 1.01%
  7 to 31 days 25,000-49,999 1.15%
 1.16%
  7 to 31 days 50,000-99,999 1.15%
 1.16%
  32 to 89 days 1,000 -9,999 1.10%
 1.11%
  32 to 89 days 10,000-24,999 1.40%
 1.41%
  32 to 89 days 25,000-49,999 1.40%
 1.41%
  32 to 89 days 50,000-99,999 1.45%
 1.46%
  90 to 179 days 1000-9,999 1.50%
 1.51%
  90 to 179 days 10,000-24,999 1.55%
 1.56%
  90 to 179 days 25,000-49,999 1.55%
 1.56%
  90 to 179 days 50,000-99,999 1.60%
 1.61%
  180 to 364 days 1000-9,999 1.60%
 1.61%
  180 to 364 days 10,000-24,999 1.75%
 1.77%
  180 to 364 days 25,000-49,999 1.75%
 1.77%
  180 to 364 days 50,000-99,999 1.80%
 1.82%
  12 to 17 months 1000-9,999 1.65%
 1.66%
  12 to 17 months 10,000-24,999 2.00%
 2.02%
  12 to 17 months 25,000-49,999 2.00%
 2.02%
  12 to 17 months 50,000-99,999 2.00%
 2.02%
  18 to 23 months 1000-9,999 1.65%
 1.66%
  18 to 23 months 10,000-24,999 2.00%
 2.02%
  18 to 23 months 25,000-49,999 2.00%
 2.02%
  18 to 23 months 50,000-99,999 2.00%
 2.02%
  24 to 35 months 1000-9,999 1.75%
 1.77%
  24 to 35 months 10,000-24,999 2.25%
 2.28%
  24 to 35 months 25,000 - 49,999 2.25%
 2.28%
  24 to 35 months 50,000-99,999 2.25%
 2.28%
  36 to 47 months 1000-9,999 1.85%
 1.87%
  36 to 47 months 10,000-24,999 2.25%
 2.28%
  36 to 47 months 25,000-49,999 2.25%
 2.28%
  36 to 47 months 50,000-99,999 2.25%
 2.28%
  48 to 59 months 1000-9,999 2.20%
 2.22%
  48 to 59 months 10,000-24,999 2.50%
 2.53%
  48 to 59 months 25,000-49,999 2.65%
 2.69%
  48 to 59 months 50,000-99,999 2.75%
 2.79%
  60 months 1000-9,999 2.50%
 2.53%
  60 months 10,000-24,999 3.00%
 3.05%
  60 months 25,000-49,999 3.00%
 3.05%
  60 months 50,000-99,999 3.00%
 3.05%
*Interest rates provided are accurate as of the date indicated. Interest Rates and Annual Percentage Yields for Fixed Rate Association Certificates of Deposit are set by the Bank at the opening of the account, are fixed for the initial term and may be changed for any subsequent renewal period.
Association Money Market Account
Earn tiered, competitive interest rates that are ideal for short term reserves when easy access to funds and market yield are the primary goal. This account can be linked to an association checking account for ease of transferring funds between operating and reserve accounts.
 • Association Money Market Account rates as of 07/24/2008 •  
 AMOUNT  INTEREST RATE APY
 $0-2,499 .35% .35%
 $2,500-9,999 .50% .50%
 $10,000-24,999 .65% .65%
 $25,000-49,999 .75% .75%
 $50,000-99,999 1.00% 1.00%
 $100,000-499,999 1.00% 1.00%
 $500,000-999,999 1.00% 1.00%
 $1,000,000.00 and Over 1.00% 1.00%

 
AssociationPlus Money Market Account
Earn an interest rate bonus with an AssociationPlus MoneyMarket Account! Serve your Association's liquidity needs and earn a premium rate of interest! Together with CoveragePlus Deposit Insurance, your association can get easy access to its funds while maintaining the safety of your reserves with the leading HOA Bank!

Our AssociationPlus Money Market Account is designed for associations with larger liquid reserves or settlement funds that need to be liquid. Designed to eliminate the need for sweeps into Treasury funds outside the bank, an AssociationPlus account can simplify the reconcilement process at month's end. Money can be transferred directly into your operating, savings or money market account when you need it. Combining the liquidity of AssociationPlus accounts and CoveragePlus protection for depositors exceeding the $100,000 FDIC limit is an unbeatable combination for managing your association's reserves

• Up to three checks written per month

• Unlimited deposits

• Up to six automatic transfers to another Union Bank of California deposit account
• Unlimited withdrawals & transfers at ATMs
• Unlimited withdrawals (made in person or by mail or by messenger)
 • AssociationPlus rates as of 07/24/2008 •  
 AMOUNT  INTEREST RATE APY
 $100,000.00-499,999.00 2.23% 2.25%
 $500,000.00-999,999.00 2.33% 2.36%
 $1,000,000.00 and over 2.47% 2.50%

 

*Union Bank of California's AssociationPlus MoneyMarket Account is subject to the same terms and conditions as the Business MoneyMarket Account described in UBOC's All About Business Accounts & Service with the following differences: AssociationPlus MoneyMarket Accounts are available only to clients of our Homeowners Association Banking Services Department. An AssociationPlus MoneyMarket Account must be opened with a minimum of $100,000.00 in new funds from another financial institution. Homeowners Association Banking Services reserves the right to change the account type to a standard Association MoneyMarket Account if the balance falls below $100,000.00. Rates may change as often as daily. Fees could reduce earnings on the account. Availability of AssociationPlus MoneyMarket Accounts are subject to change at the discretion of Homeowners Association Banking Services. In the event that AssociationPlus MoneyMarket Accounts are discontinued, any existing account shall be converted to the bank's standard Association MoneyMarket Account.

 
Disclosure  
Depositors opening any account through UBOC's Homeowners Association Banking Services will receive a complete statement of account terms and conditions. For additional details, please refer to our Disclosure and Information brochure covering the type of account in which you are interested. Please call an HOA Customer Service Associate for additional information at (800) 849-6466, option 5.  
^ back to top Home  
Web Security