• Full service checking with a variable interest rate compounded daily
• Unlimited ATM and other electronic deposits
• 10 free office deposits
• 100 free checks written per month
• 20 free information service calls per month
• 24-hour customer service through Teleservices

Association Interest Checking can be used by associations with a high volume of account activity and for
those who use a variety of banking services including HOA Lockbox Service, courier service, or any
other cash management service.

With this account, balances generate earnings credit allowances which can be used to offset account
maintenance fees and other service charges. Any excess earnings allowances may possibly be used to help
offset other bank related services including third party services such as check printing, payroll service fees,
couriers, billing statement and/or other service bureau fees.

Association Interest Checking includes a detailed analysis statement including information on:
• Checks written
• Items deposited
• Deposit processing
• HOA Lockbox Service
• Electronic collections service
• Other cash management services

There is no limit on customer service calls and Association Interest Checking can be custom structured,
depending on an association's deposit and usage needs.

To learn more, email an HOA Banker.